06243-242109 contact@bgscooperativebank.com
Skip to main content | 06243-242109 | |
A- A A+
|
English
| Screen Reader
Azadi Ka Amrit Mahotsav
Quick Enquiry  Quick Enquiry  Quick Enquiry
GST: 10AAAJT1701F1ZV | PAN: AAAJT1701F | TAN: PTNT00412G
Latest Updates: Results for the Quarter (Q4) / Financial Year ended 31.03.2026 (.pdf - 6.93 MB)      |      Reviewed Financial Results of the Bank for the Quarter ended December 31st, 2025 (.pdf - 4.98 MB)

Over Draft

Overdraft Facility

Instant Access to Additional Funds Whenever You Need

Our Bank offers Overdraft (OD) facilities to eligible customers, businesses and professionals, allowing them to withdraw funds beyond their available account balance up to a sanctioned limit to meet temporary financial requirements and manage cash flow efficiently.

Additional Funds Access
Flexible Withdrawals
Business Cash Flow Support
Interest on Utilized Amount
Sanctioned Credit Limit
Available Against Securities
Instant Financial Support

Access additional funds immediately to manage urgent financial requirements, payments and short-term liquidity gaps.

Efficient Cash Flow Management

Maintain smooth business operations and manage working capital efficiently without disrupting daily transactions.

Benefits of Overdraft Facility
  • Provides quick access to additional funds.
  • Interest is charged only on the amount utilized.
  • Helps manage temporary cash shortages.
  • Supports smooth business and personal transactions.
  • Flexible repayment options available.
  • Can be availed against eligible securities and deposits.
Important: Overdraft facilities are granted subject to eligibility criteria, security requirements and the Bank's terms and conditions.

Product Details:

Enquiry Banner
Enquiry Now
back top