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Azadi Ka Amrit Mahotsav
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GST: 10AAAJT1701F1ZV | PAN: AAAJT1701F | TAN: PTNT00412G
Latest Updates: Results for the Quarter (Q4) / Financial Year ended 31.03.2026 (.pdf - 6.93 MB)      |      Reviewed Financial Results of the Bank for the Quarter ended December 31st, 2025 (.pdf - 4.98 MB)

Joint Liability Group Loan

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Joint Liability Group (JLG) Loan

Empowering Small Farmers and Rural Entrepreneurs

Our Bank provides Joint Liability Group (JLG) Loans to groups of individuals engaged in agriculture, dairy farming, livestock rearing, fisheries, small businesses and other income-generating activities. Under this scheme, group members jointly guarantee each other's loan repayment, making institutional credit more accessible and convenient.

Agriculture Activities
Dairy Farming
Fisheries & Aquaculture
Small Business Activities
Group-Based Lending
Affordable Interest Rates
Quick Credit Access

Easy access to institutional credit through group participation and simplified procedures.

Mutual Responsibility

Group members support and jointly guarantee repayment, improving credit accessibility.

Benefits of JLG Loan
  • Easy access to formal banking credit.
  • Suitable for farmers, dairy owners and rural entrepreneurs.
  • No traditional collateral requirement in eligible cases.
  • Encourages group responsibility and financial discipline.
  • Supports income-generating and livelihood activities.
  • Flexible repayment options based on business activity.
Important: JLG Loans are sanctioned subject to group eligibility, repayment capacity, business activity assessment and the Bank's terms and conditions.

Product Details:

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