Begusarai Cooperative Bank Ltd

Cash Credit Account

Flexible Working Capital Solution for Businesses

Our Bank offers Cash Credit (CC) Account facilities to businesses, traders and enterprises to meet their short-term working capital requirements. Customers can withdraw funds as per their business needs within the sanctioned credit limit and pay interest only on the amount utilized.

Working Capital Support

Flexible Withdrawals

Business Growth Financing

Pay Interest on Utilized Amount

Ideal for Businesses & Traders

Sanctioned Credit Limit Facility

Interest on Usage Only

Interest is charged only on the amount actually utilized by the customer and not on the entire sanctioned limit, making it a cost-effective financing option.

Continuous Business Support

Maintain smooth day-to-day business operations by meeting inventory purchases, operational expenses and short-term funding requirements.

Benefits of Cash Credit Account

Provides easy access to working capital funds.
Interest charged only on the utilized amount.
Supports business expansion and operations.
Flexible withdrawals within the sanctioned limit.
Improves cash flow management.
Ideal for traders, manufacturers and business enterprises.

Important: Cash Credit facilities are granted against eligible securities and are subject to the Bank's terms, conditions and periodic review requirements.

Product Details:

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